The New Year, and debatably the next decade, has descended upon us. Happy New Year to anyone out there actually reading this other than me! Resolutions It’s a time of reflection and consideration of the year to come and perhaps embark upon new habits, processes, activities, whatnot. I’ve got my own two resolutions which I embrace seemingly every year, and unfortunately fail miserably at keeping. Those would be Using profanity and Talking to the other drivers in traffic. Some years are better than others, but I don’t honestly remember ever making it past the March timeframe before the resolution went by the wayside. Perhaps if I report on my progress…

2019 was a fairly busy year for both personal and work efforts. With the new tax laws brought forth under the current administration, we were not able to itemize for our taxes this year. This was the first time since my daughter was born that this has happened. What it did highlight, is taxwise, owning our home no longer brings the tax benefits it once did. So a casual decision was made to prepare the house for sale, and get ready to do that. The hardscape outside was redone, the less said about that experience the better as that was possibly the singular worse contractor experience ever. There is still…